How Can We Help You with Your
Homeowners or Business Owners Insurance Claim?
The Law Office of Attorney Gordon E. Feener provides legal assistance to homeowners, property owners, and business owners in seeking a fair recovery from their insurance company.
Recovering on unpaid or over-due homeowner claims is a serious and important matter. It is important that you ask yourself the following questions:
- Has your insurance claim been paid?
- Has your insurance company made a fair offer of settlement?
- How long has your insurance claim been open?
- Is your insurance company communicating with you?
HOMEOWNERS CLAIM DENIED OR DELAYED?
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In summary, a homeowners insurance policy is a contract between a homeowner and insurance company that protects a homeowner when their home is damaged and/or destroyed.
Depending upon the type of policy in place, the insurance company, upon the presentation of damage, will verify the claim, put a value on the damage and pay the homeowner the amount necessary to repair and/or replace the damage subject to the policy deductible and any applicable limitation and/or exclusion.
Insurance companies have a duty of good faith and fair dealing and when they don’t deal fairly with the policyholder, the policyholder/homeowner has a right to sue the insurance company for acting in “bad faith”.
Insurance companies have an obligation to respond to a claim within a reasonable time, and they have the obligation to reasonably communicate with the policyholder/homeowner and not to deny a homeowner claim without a proper investigation.